Documents Required Component - Copy this React, Tailwind Component to your project
Make more accretive " <div className="p 6 bg gray 100"> <h2 className="text 2xl font bold mb 4">Documents Required For Education Loan Eligibility</h2> <section className="mb 6"> <h3 className="text xl font semibold mb 2">For Student Applicants:</h3> <ul className="list disc list inside"> <li>Academic Records: Transcripts, mark sheets, and certificates demonstrating your academic qualifications.</li> <li>Admission Letter: Proof of acceptance into the foreign university.</li> <li>Course Details: Information about the course, including its duration and cost.</li> <li>Identity Proof: Passport, Aadhar card, or any other government issued ID.</li> <li>Residence Proof: Proof of your current address.</li> <li>Passport sized Photographs: Recent passport sized photographs.</li> <li>Co applicant's Income Proof: If applicable, documents showing the co applicant's income.</li> </ul> </section> <section className="mb 6"> <h3 className="text xl font semibold mb 2">For Co applicants:</h3> <ul className="list disc list inside"> <li>CIBIL Score: Minimum required is 685 (for most lenders). Government banks may accept as low as 591 for legitimate reasons. Loan write offs or settlements can lead to rejection.</li> <li>Income Tax Returns (ITR) Documents: Private lenders are strict about ITR documents. Government banks may accept applicants with incomplete ITR documents.</li> <li>Income Proof/Business Proof: <ul className="list disc list inside ml 4"> <li>Salaried co applicants: Salary slips or bank statements.</li> <li>Self employed co applicants: Various documents depending on the type of business. Small scale businesses can provide alternative proofs.</li> </ul> </li> <li>Income Amount: Co applicant income matters for private lenders (INR 30,000 per month is recommended). Government banks don't consider co applicant income for collateralized loans.</li> <li>Age and Retirement Status: Private lenders may be reluctant for older or retired co applicants. Government banks accept retired professionals, farmers, and those with unstable incomes if collateral is available.</li> </ul> </section> <section> <h3 className="text xl font semibold mb 2">Quick Document Checklist:</h3> <ul className="list disc list inside"> <li>Academic records (transcripts, mark sheets, certificates)</li> <li>Admission letter from a foreign university</li> <li>Course details (duration, cost, curriculum)</li> <li>Passport or other identity proof</li> <li>Proof of residence</li> <li>Passport size photographs</li> <li>The co applicant's income proof</li> <li>The co applicant's identity and residence proof</li> <li>Co applicant's bank statements</li> <li>Guarantor form (if applicable)</li> </ul> <p className="mt 2 text sm text gray 600">Note: The education loan criteria may differ based on the specific programmes.</p> </section> </div>"
